Help for Making Good Decisions on Medicare Options

8:37 pm Estate Planning

Medicare logo e1386189414814 Help for Making Good Decisions on Medicare OptionsThere is a very helpful blog out there entitled The Medicare Blog that has lots of good information for those of you facing the Dec. 7 deadline for Medicare open enrollment.

The blog is run by Medicare, and is written in easy-to-understand, plain English, with plenty of articles on how to save money on health care costs.  You can go to blog.medicare.gov to read all about what you need to know to make your decision.

With a lot of media attention focused on another government website that has experienced many difficulties – HealthCare.gov — which is where individuals who don’t currently have health insurance go to find an affordable plan.   Don’t be confused – if you have health coverage  through Medicare, the new HealthCare.gov Marketplace has no effect on your Medicare coverage.

As you compare your Medicare options, here are some things to consider beyond cost, coverage and benefits:

Physician and hospital choice – if you want to continue seeing your current doctor(s), be sure that your doctor will accept your coverage.

Pharmacy access – be sure the pharmacy you use regularly is in your drug plan’s network.

Travel – if you spend part of the year in another state, be sure your coverage will travel with you.

Quality – each plan is given a star rating, with 5 stars being the highest rating.  Look for a plan with a high rating to ensure you are getting the quality you expect.

Be sure you are making the right decisions when it comes to estate planning and asset protection by contacting our Orange County law firm.

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